Act fast after a loss.

The most important thing to know when you’ve experienced a loss: You must notify your insurance company right away. Wait too long, and you put your coverage at risk.

Make sure also that you submit every claim—and every incident that could become a claim. The number of claims you submit won’t affect your rates like it would with a homeowner’s or auto policy, and erring on the side of caution goes a long way toward protecting your property.

If repairs are completed or damage is cleaned up before your adjuster inspects the property, you lose potential evidence. Your recovery may be compromised. Involving the adjuster from the beginning ensures that you take all the right steps and that the process moves forward most productively.

Time is especially critical for general liability claims. Your adjuster will investigate the facts of your loss by talking with involved parties and witnesses. The longer you wait to start this process, the more likely that crucial facts get lost, distorted, or misremembered.

Don’t take a chance with your claim. Contact Heather as soon as you note a loss.