November 2020: Topics include security claims and challenges, embezzlement claims, COVID-19 & event planning.
November 2019: Topics include flu season, electrical devices, electric blankets, & podcast.
October 2018: Topics include winter driving, space heaters, employee safety & hail damage.
March 2018: Topics include hurricanes, mold & smoke detectors.
May 2018: Topics include Habitat for Humanity, campus crime, embezzlement claims, frozen pipes, mental health & employment law.
January 2018: Topics include designated drivers, sober sis programs, heat sensors, insurance basics, & legalization of marijuana in Canada.
June 2017: Topics include flood coverage, non-owned and hired automobile liability coverage, & grills.
Here is the more printer-friendly PDF version.
March 2017: Topics include attic fires, heat sensors, risk control report & fire pits.
Review and implement the following steps as needed:
- Consult an attorney to be sure your bylaws are thorough and compliant with state and federal law.
- Avoid including details that change, like fundraising or marketing guidelines.
- Be sure to tailor your bylaws to the purpose and size of your organization.
- Make certain you appropriately use the words “shall” (required) and “may” (optional).
- Review your bylaws every year to be sure they continue to be applicable and express the nonprofit’s mission. This is particularly important as a nonprofit grows and adds new programs.
- Make your bylaws available to the public to strengthen your nonprofit’s accountability with donors, supporters, and beneficiaries.
Via ChubbWorks.
Acting fast when you have a claim is always important, but especially so when an employee’s health is concerned. Use our First Report of Injury form to get started, and get in touch right away with Heather Cox if you have questions.
Increasingly, House Directors are expressing interest in keeping a pet in the chapter house. While this can be a perk of employment, it is important for you to consider the potential risks of having an animal, likely a dog, in the chapter house.
Ownership of any pet is a liability exposure. In light of recent claim activity and the corresponding risk management concerns, we ask that that any House Director with a pet secure a tenant’s policy (also referred to as “renter’s policy”) with a minimum liability limit of $500,000. We also recommend that the managing House Corporation require proof of this insurance before allowing the House Director to have a pet on the premises, which can be shown via a Certificate of Insurance (COI).
We strongly discourage House Corporations from allowing the House Director to own or care for any of the following:
- Wild animals kept as pets, such as iguanas, snakes and tigers;
- Akitas, Alaskan Malamutes, American Straffordshire Terriers (or any of the variety/breed commonly known as “pit bulls”), Boxers, Chow Chows, Doberman Pinschers, Dogo Argentinos, Filas, German Shepherds, Huskies, Mastiffs, Presa Canarios, Rottweilers, Tosas and wolves/wolf mixes;
- Any dog trained as a guard or attack dog;
- Any animal/pet that needs to be restrained or confined to ensure the safety of people present in the same area;
- Any animal with a bite or other liability loss history.
In an increasingly litigious society, the number of dog bite claims has risen 48% over the last decade, with the total cost of claims reaching nearly $1.6 billion. This exposure is particularly concerning and it is crucial that any approved pet for a House Director or other animals in the chapter house (see our ESA article) not have a history of biting.
If your house corporation has any questions or concerns regarding house director pets or any other animals in the chapter house, please contact your Client Executive for more information.