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At MJ Sorority, we believe meaningful risk management starts by understanding your role. We meet you where you are, help you orient to what matters most, and support you in making thoughtful, informed decisions—over time, not just in moments of crisis.
Chapter Volunteers
Chapter volunteers often step into responsibility without a clear roadmap, balancing policies, people, and real-time decisions. We provide clear guidance and practical education to help you navigate complex situations with confidence.
Housing Volunteers
Housing corporations are stewards of long-term assets, often managing risk across changing boards and limited continuity. We partner with housing leaders to clarify priorities and support sustainable, informed decision-making.
National Leadership
National leadership is responsible for consistency and oversight across a diverse and evolving organization. We work alongside national teams to support risk strategies that are scalable, values-aligned, and grounded in education.
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You can’t become an effective risk manager without understanding your coverage. We want to make that as easy as possible.
FAQs
Have questions about what’s included in your coverage? Visit our FAQ page for answers to these questions and more.
Who is covered under the insurance program?
The policy defines an insured as the Fraternity/Sorority, Foundation, House Corporations, Chapters, Colonies and Alumnae Associations.What happens when a liability incident occurs?
Any type of incident should be reported immediately to MJ Insurance. Officers and members will be interviewed by the insurance company to uncover the details of the incident.Are all activities covered by the insurance policies?
The General Liability policy covers premises, as well as operations liability. Premises liability means that coverage exists for claims arising on owned or rented property. Operations liability means that coverage exists for any typical event that is held off premises.Is the exposure for alcohol-related activities covered by the insurance program?
Under the insurance program, the fraternity/sorority is covered under host liquor liability coverage, which is similar to the type of coverage under a homeowner’s policy.Is the exposure for alcohol-related activities covered by the insurance program?
Under the insurance program, the fraternity/sorority is covered under host liquor liability coverage, which is similar to the type of coverage under a homeowner’s policy.When do we need to increase our property insurance?
Typically, property insurance should increase whenever there are physical changes made the house, including renovations, additions, fire safety equipment, or leak detection.
